QC Analyst

Profile

Position Summary
The Quality Control Analyst primary responsibility to re-underwrite closed loans for various programs. The incumbent must have mortgage background knowledge with a minimum of 5 years of experience in either mortgage processing, underwriting and/or extensive quality control background. Thorough knowledge of Fannie Mae, Freddie Mac, FHA and VA guidelines is required. Knowledge of mortgage lending compliance such as TRID, TILA, AIR, etc. is highly desired. The position requires the QC Analyst to re-underwrite closed loans for various loan programs. The candidate should have some knowledge of post funding and final docs.
Key Tasks and Responsibilities include but not limited to:
Must be able to perform a quality audit for all Standard QC, Early Payment Default's, First Payment Default's and Target Audits for all loan types including but not limited to Fannie Mae, Freddie Mac, FHA, VA and Private Investors.
Demonstrate ability to calculate income, assets, credit and property reviews accurately and precisely.
Ability to analyze all AUS findings and manually underwritten loans.
Practical experience to interpret all internal and external policies and procedures provided by all agencies and internal overlays.
Must have excellent verbal and written communication skills. Analysts must be able to articulate the issues, concerns and summary of the audit.
Must be able to utilize all databases and software necessary to house the audit information and provide necessary work papers in an electronic format as directed by management.
Ability to multitask and be extremely flexible in the workday activities.
Ensure re-verification activity was performed and it validates the information used to approve and close the loan.
Check all audit findings for completeness and accuracy.
Maintain responsibility for meeting RoundPoint’s commitment to compliance.
Subject to complete other duties as assigned
Qualifications
Required:
Bachelor’s Degree or equivalent work experience in the field.
4-5 years related experience and/or training; or equivalent combination of education and experience.
3-4 years of processing, underwriting, and/or quality control experience.
Full understanding of all Product Types (FHA, VA, Conventional & USDA)
Familiar with a variety of mortgage banking concepts, practices and procedures. Working knowledge of compliance regulations.
Ability to work in a team environment, recognizes and acts on changing priorities.
Strong verbal and written communication skills.
Demonstrated analytical skills
Prioritization skills.
Desired:
Familiar with LPS/MSP
Knowledge of mortgage lending compliance such as TRID, TILA, AIR, etc.
RoundPoint’s Employee Value Proposition:
Grow. Make a difference. Have fun along the way.
Our mission is to serve our homeowners and all of their homeownership needs. We do this by embracing challenges, executing with excellence, and fostering a positive work culture that encourages personal and professional growth. We are on the fast track to becoming the premier marketplace for all things home, and the National Mortgage News and Best Companies Group just named us one of 2019's Best Mortgage Companies to Work For! Without a doubt, RoundPointers are what make this company a great place to work! That’s why we hire individuals who share our core values: Energy, Ethics, Execution, Everyone, and Earn it!
As a RoundPointer, we will empower you to innovate, provide meaningful solutions, set goals and crush them, play hard, and give back to the community! Our secret sauce is our mantra, All In. All Win. Together, we can achieve great things!
Physical Demands & Working Conditions
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job:
The employee is regularly required to talk or hear.
The employee is required to sit for extended periods of time and is occasionally required to stand and walk.
The employee must regularly use hands to finger, handle, or feel objects and is regularly required to reach with hands and arms; the employee may occasionally climb or balance, and stoop, kneel, crouch, or crawl.
The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds.
Specific vision abilities required by this job include close vision, distance vision, color vision, and ability to adjust focus.
The noise level in the work environment is usually quiet to moderate, and no extreme conditions are present.

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